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Exam 6 - History of Insurance
Creado
Hong Truong
⟶ Actualizado 31 ago 2018 ⟶
List of edits
Comentarios
Eventos
First Property Insurer (charter from British Crown)
Paul v Virginia
National Insurance Convention (NIC)
Sherman Antitrust Act (inspired prevention of compacts from fixing rates)
wrt Sherman Antitrust Act NCIC (renamed from NIC) repealed anticompact laws
Clayton Antitrust Act FTC Act
Robinson-Patman Act (amendment to Clayton Antitrust Act)
SEUA Decision
McCarran-Ferguson Act (MFA)
NAIC approved 2 (rate) model laws and (fairness in competition) model laws
NAIC implements Early Warning Test (now called IRIS)
Gramm-Leach-Biley Act (GLB)
Group L&H Insurance Co. vs Royal Drug
Union Labor Life Ins Co. vs. Pireno (three criteria from Royal Drug not enough)
NFIP (Flood - 1968)
Dodd-Frank Act
Períodos
Pre-1944: Before SEUA Decision
Developments related to SEUA Decision and passage of McCarran-Ferguson Act
Post-1947 Developments after McCarran-Ferguson Act
Early 1900s - DOIs didn't allow multiline insurers
Toward mid-1900s, subsidiaries to effectively have one insurer provide multiple LOB
1945-1948 Under MFA, states had this time to pass legislation to regulate insurance
Risk Retention Act (1981)