Testing1 - Timeline

Prepare and submit draft roadmap to BNM

Implement revised Risk Appetite in 2018

Liquidity Risk Management Manual and ICAAP Manual has been enhanced to clearly indicate 'X' and 'Y' representation and reference

Prepare and submit the revised Risk Appetite Setting (RAS) 2018 for BOD approval To include the following to the revised RAS: • Country Limits • Lending Direction (by sector/ industry) • Credit Rating Watch • IRRBB • Clearer footnote in reflecting the authority of CEO

To revise SCEL Policy/ Manual to clearly specify the strict adherence to BNM requirement in the event of divergence (between Head Office requirement and BNM) • To seek Board/ Senior Management's approval

Capacity of Risk Management Function • To expand the number of RMD staff to 6 persons by Dec and 8 persons by Quarter 1

Review and revise on the Stress Testing granularity for Dec-2017 submission