15 фев 1863 г. - National Banking Act

Описание:

The National Banking act was established in hopes of accomplishig three goals. One, establish in a national currency. Two, create a system of national banks. Three, help finance the Civil War. This lead to the production of a national currency plus, the ability for banks to have both a federal and state charter. The push for a national currency could be seen with the establishment by Congress of a 10 percent tax on all state currency. Of course the state banks managed a way to work around that fact by becoming checking accounts.