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19 abr 1861 año - 南北战争打响南方财力雄厚，占优势将联邦政府拖入财政困境林肯要赶紧解决资金问题，找到华尔街库克，卖5000万美元战争债券当时华尔街只是富人俱乐部，不能承担库克新的销售模式：大面值债券变成小面值，激起爱国情操，第一次向普通民众卖

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